Integrum Kickstart Wealth Building Plan

The Plan has 3 elements and is personalised with all analysis, insights, guidance and tips based on your unique situation

WHAT YOU GET:

Your wealth building journey is as unique as you are – the starting point of your plan is YOU

Understanding my unique personal setup – age, type of employment, dependents, etc.

Identifying what is important to me – my financial goals and dreams

Assigned priority across my different financial goals

Every aspect of your money needs to work together to help you build your wealth

How I earn & how I spend

Understanding my spending

How to optimize my spending to reach my goals

What I own / My assets (e.g. savings, investments, property, etc.)

How to use and optimize my assets to reach my goals

What I owe / My liabilities (e.g. home loan, vehicle loan, etc.)

Understanding my debt and what it is (really) costing me

How to optimize my debt to help me reach my goals

If something goes wrong / My insurance (medical, home, life, etc.)

How to ensure my family and I will have enough

My Starting Point

What’s going well

What’s going okay

What needs urgent fixing (before my goals)

Guidance on potential ‘blind spots’ in my goals based on my personal- or family setup and/or life stage

Classified goals into one of three categories

On Track – I am well on my way to reach this goal(s)

Needs Help – this goal(s) needs adjustment to reach it

Brand New – new goals/goals not started yet

Clearly detailed financial goals according to priority, including rand amounts, time to reach goal, etc.

Guidance and suggestions per goal on how to reach the goal and what important elements/aspects are for me to consider

A 60min virtual meeting with the Financial Coach who worked on my plan to discuss and answer any of my related questions